Finance your plans with your own loan

Finance your plans with your own loan

Require money to fund a purchase or task?

Finance work with your own loan at a marketing price!

Take advantage of an exceptional price (1) until 31 August to create your projects a real possibility. Simulate and submit an application for your loan on line: without leaving your house, in only a clicks that are few!

Extra discount of 0.20per cent for the energy retrofitÂ

Preparing energy-saving renovations (temperature pump installation, boiler replacement, green roof, outside and interior insulation, etc. )? Â

Take advantage of an discount that is additional your private loan at 1.61percent (APR: 1.65percent).

Personal bank loan: a remedy without any shocks

A personal bank loan (1) is just a hassle-free selection for funding in the offing or unforeseen costs.

  • From 2500 up to a maximum of EUR 75,000
  • 12 to 60 months
  • Fixed month-to-month repayments
  • Versatile: you select the payment date that most readily useful fits you

Submit an application for an individual loan online!

Currently a customer? Get on the 100percent safe online Banking platform to try to get a loan online that is personal.

Maybe not yet a customer? Perform an loan that is online and application or call us. An consultant shall contact one to allow you to find the solution that most useful matches your requirements.

Energy retrofitting loan

Are you currently preparing power work that is retrofitting? Follow our guide! Â

Are you aware?

Insurance coverage can protect the loan that is outstanding in the function of death

For greater protection and also to protect your family members, make an application for credit protection insurance coverage.

In case of death, this insurance covers any remaining payments (at the mercy of the conditions associated with the policy).

You are able to sign up for credit security insurance coverage for every of your consumer loans: unsecured loan, OptiLine credit center or perhaps the Réserve Privilège.  Â

Protect unanticipated acquisitions or access a money book on demand

Each of which are tailored to your financial situation at BGLÂ BNPÂ Paribas, we have a range of solutions to meet your financing needs.

Should you make an purchase that is unexpected? To pay for an unanticipated expense or buy your self one thing unique, make use of the OptiLine credit center.

You can even contribute to the Réserve PrivilègeÂ. This will be a money book you can use at any time without reason.


Can I be charged an management charge whenever I remove a unsecured loan?

There are not any management charges at BGL BNP Paribas.

Do i need to start a free account to have a personal bank loan?

Yes, starting a merchant account with BGLÂ BNPÂ Paribas is just a pre-requisite for acquiring financing.

What’s the point of pooling loans?

When you’ve got numerous loans, you have to constantly make sure your account has enough funds to accomplish each split repayment. By pooling your loans, you simply need to make one repayment that is monthly. This is why handling your month-to-month spending plan that a great deal easier! Taking out fully a individual loan enables you to fund a task and pool loans in the exact same time.

What income tax deductions have always been we eligible for?

No more than EURÂ 672 in debit interest on customer loans could be deducted as unique expenses per individual per income tax home every year. Tax deductions associated with insurance costs are incorporated into this EURÂ 672 cap. Â

Tax deductibility differs in line with the individual situation of every customer and it is at the mercy of alter.

Can financing be paid early?

It is possible to spend down that loan early, but can be charged early payment costs set at that time the agreement is finalized.

(1) for a financial loan of EUR 15,000 repayable over 48 months at a hard and fast rate of interest of 1.81per cent yearly, you’d spend 48 instalments of EUR 324.19 (excluding optional insurance coverage). No application charges. APR Fixed apr: 1.85per cent per year (at the mercy of spending your wage into an “Essentiel” account held with this bank). Total balance by the debtor: EUR 15,569.33.

The hypothetical instance is given to information purposes just and should not be looked at that loan offer and/or approval. The lender is certainly not responsible for this instance and for any choices made according to this instance.

Provide at the mercy of stipulations and approval of one’s application because of the bank.

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